Garden Springs Dental
A Great Dentist

Financial Info

We understand that you may have concerns about managing the cost of your treatment. Our knowledgeable financial coordinators are here to answer your questions and assist you in making financial arrangements that fit your budget. You should never have to do without dental care because of finances, and we offer a variety of options so you can get the care you need when you need it, without worrying about your budget.

Please take a look at our insurance and financing options, then call us if you need assistance. We are always more than happy to help!


We accept the PPO plans of most dental plan carriers and we will happily file your dental claims on your behalf. There are a few dental plans we do not accept: HMO plans, Discount plans, Medicare and Medicaid. Patients that do not have a dental plan, or have a dental plan that we do not accept, choose one of our other payment options and are eligible for joining our Dental Membership Plan. 

At this time, we work with all the following plans but this isn't a complete list. We recommend that you contact your dental insurance provider or our office to verify that our office is a provider for your plan.

  • Aetna PPO
  • Allstate
  • Anthem PPO
  • Assurant
  • Central States
  • Cigna
  • Delta Care
  • Delta Dental PPO
  • Delta Dental Premier
  • First Health
  • GEHA
  • Guardian
  • Heritage Choice PPO
  • Humana PPO
  • Lincoln Financial Maverest
  • Metlife
  • Principal Financial
  • Superior Dental
  • United Concordia
  • United Healthcare


Please be advised that we are not contracted with any Medicare, Medicaid, or HMO plans through any insurance plan providers.


Other Forms of Payment

We accept the following forms of payment:

  • Cash
  • Checks
  • Money orders
  • Cashier's checks
  • Visa
  • MasterCard
  • American Express
  • Discover

Patient Payment Portal

To make a payment online using your checking/savings account or credit card, visit the Garden Springs Dental Patient Portal 


If you are uninsured or need help managing your co-pay, CareCredit may be the solution you need. Interest-free CareCredit is a third-party financing option that offers you the flexibility of getting dental care now and paying it off in manageable monthly amounts. We offer terms of 6 and 12 months, and as long as you pay the balance in the agreed term, you won’t be charged any interest.

To make a payment online using your Care Credit account, visit

CareCredit is perfect for dental care, but you can also use it for vision, veterinary, and other health and beauty treatments. Applying is easy, and we will be happy to help you with the process, or you can apply directly online at

More information about this service:


We are pleased to offer our patients in-house financing, managed by ClearGage, a third-party financial management company. Setting up a financial arrangement with us is a simple process and is done in our office by meeting with our treatment coordinator. Your balance owed from your treatment will determine how long you will be able to stretch out your monthly payments.

A 20% down payment and the $15 set-up fee are required before your treatment begins. Additionally, an annual percentage rate of 8% will be applied. Payments are drafted automatically every month from a checking or savings account. Two forms of payment are required to be on file, in the event that the primary source of payment is unsuccessful. Once your plan is set up, ClearGage takes over the management of the transactions.

If you have difficulty using our website, please email us or call us at (859) 277-1189
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